Mortgage Lenders and Pre-Approvals: The first step on your home-buying process
Purchasing your first home is an exciting milestone, and one of the most crucial steps in this process is choosing the right lender. The lender you select will not only provide the financing for your home but also influence your overall home-buying experience. As a realtor, I work closely with lenders to ensure that your home-buying needs are met efficiently and effectively. I can recommend a lender to you, but remember, your lender works for you, and it is your choice who you work with and how.
Still waiting for those mortgage rates to drop before you buy your first home?
While it’s true that mortgage rates are a factor in the cost of buying a home, they are not the only consideration. As you wait for rates to fall, you continue to pay rent, contributing to someone else’s equity rather than building your own. You also allow more time for home prices to increase and opportunities for your landlord to increase your rent.